№ 01 Monthly statement, in your pocket

The way you
actually look
at your money.

Transactions, accounts, monthly budgets, recurring bills, and savings goals. Every part of your financial month, in one app. No cloud. No account. No ads.

28
Themes
39
Languages
100%
On-device
0
Ads
Budget Tracker home dashboard showing net this month, daily-net chart, and budget tiles for the active month.
№ 02 The math

Every dollar accounted for. Literally.

Every total is exact to the cent, even after thousands of transactions. No rounding errors, no drift. The figure at the top of your dashboard matches reality, down to the last penny.*

Net this month May 2026
$1,667.00
In
$4,800.00
Out
$3,133.00
Daily net · projected vs. actual
May 1 Today · May 22 May 31
Actual Projected
* Amounts are stored as integers, not floating point. So $0.10 is stored as 1000, not 0.1, because 0.1 is a lie a computer tells you.
№ 03 The loop

Three steps. Then it's just upkeep.

Set it up once. Accounts, recurring income, rent, four budget rows, and an optional savings goal. After that, the app is just a place to log a transaction and watch the month unfold.

Step 01

Set up your accounts and starting balances.

Cash, checking, savings, investments. And any liabilities. Toggle each one on or off in your net-worth total. Color-code them however you like.

Step 02

Add the recurring stuff and set monthly budgets.

Salary, rent, bills. Anything that repeats, on the cadence it actually repeats on. Then cap the categories you care about and let the templates carry forward each month.

Step 03

Log a transaction. Watch the month track itself.

Tap once, pick a category, save. Your home dashboard updates: net this month, the daily-net chart, the budget rows. No spreadsheets. No imports. No accounts to wire up.

№ 04 Everything in the box

One app for the whole
financial month.

Not a transaction list. Not a budgeting widget. The whole loop, from net worth at the top to the next bill at the bottom, in one tightly designed app.

Home dashboard

Your month, the moment you open it.

Net this month at the top. Daily-net chart of projected vs. actual. A chip row that swaps between Budgets, Transactions, Calendar, Goals, and Accounts, without ever leaving the screen.

Home dashboard with month hero and budget tiles
Accounts · Net worth

Assets minus liabilities. Tracked over time.

Composition bars for assets and liabilities, share of bucket per account, a history line chart of net worth, and a per-account ledger you can drill into.

Net worth · $48,932.00 · 4 accounts

Budgets

One-off and recurring caps.

Set a budget for a single month, or a template that automatically rebuilds it every month. Each row shows percent used and what's left to spend.

Recurring transactions

Cadences that match real life.

Salary every two weeks. Rent on the 1st. Streaming once a month. The app projects future occurrences onto your home and calendar.

Saving goals

Targets, with a real ring.

Calendar

Recorded vs. projected, by day.

Stats

Six months, side by side.

№ 05 On the phone

Designed for the way you
actually look at money.

Home dashboard
Budgets in progress
Transactions overview with bar chart
Monthly calendar with day-by-day net
Accounts and net worth composition
Saving goals list with progress
Net worth history line chart
Spending pie by category
Six-month income vs expense bars
Vacation goal in progress
Vacation goal reached, with confetti
№ 06 28 hand-built themes

Make it
yours.

You'll open this app every day, so it should feel right. Chalk is the warm editorial default. Switch to a near-black mood for late-night sessions, or a saturated palette to match your phone's wallpaper. All 28 are designed by hand. Not generated, not theme-mapped.

3 free · 25 unlock with premium · default is Chalk
№ 07 End of issue

On the phone in your pocket.
Where it belongs.

Local-only data. No account required. New users get a free premium trial; the free tier keeps full read access to your data forever.