Massachusetts Paycheck Calculator
Flat 5% on all income, plus a 4% surtax on earnings above $1 million.
Massachusetts charges a flat 5% on most income with no standard deduction. A 4% surtax kicks in on income over $1 million, bringing the top effective rate to 9%.
Filing Status
State
Hourly Rate
Hours per Pay Period
Pay Frequency
Estimates only. Not tax or legal advice. Consult a tax professional for accuracy.
Keep This Calculation Handy
Save your rate, track overtime, and see how raises affect your take-home pay
Massachusetts Paycheck FAQ
Common questions about paychecks and taxes in Massachusetts
What is the Massachusetts state income tax rate?
Massachusetts has a flat income tax rate of 5% on all earned income. A 4% surtax applies to taxable income over $1 million, bringing the effective top rate to 9%.
Does Massachusetts have a standard deduction?
No. Massachusetts does not offer a traditional standard deduction. However, the state provides personal exemptions that reduce taxable income.
What is the Massachusetts PFML deduction?
Massachusetts requires Paid Family and Medical Leave (PFML) contributions from employees and employers. The employee share is a small percentage of wages withheld from your paycheck, separate from the 5% income tax.
Does Massachusetts tax retirement income?
Massachusetts taxes most retirement income at the flat 5% rate, including pensions, 401(k) distributions, and IRA withdrawals. Social Security benefits are exempt from state tax.
Paycheck Calculators for Other States
Need More Than a Quick Calculation?
The full app tracks your full paycheck all year — overtime, bonuses, deductions, and 50-state taxes built in.