Free Paycheck Calculators for 2026

Free calculators updated for 2026 tax brackets. Federal and state taxes for all 50 states.

Hourly Paycheck Calculator

Enter your hourly rate and hours worked — see exactly what lands in your bank account after taxes.

Calculate your paycheck

Salary to Hourly Calculator

Find out what your $75K salary really pays per hour. See your daily, weekly, and monthly rate.

See your hourly rate

Hourly to Salary Calculator

Making $25/hour? See what that adds up to yearly — plus tax estimates for your take-home pay.

See your annual salary

Pay Raise Calculator

Got a raise coming? See how much more you'll earn per paycheck, per month, and per year.

Calculate your raise

Job Offer Comparator

Comparing two offers? See which one puts more money in your pocket after federal and state taxes.

Compare offers

Time and a Half Calculator

See your regular, overtime (1.5x), and double-time (2x) pay breakdown from your hourly rate.

Calculate overtime pay

401(k) Contribution Calculator

See how 401(k) contributions affect your paycheck. Calculate your per-paycheck contribution, employer match, tax savings, and progress toward the 2026 IRS limit.

Calculate your 401(k) impact

Bonus Tax Calculator

Calculate how much of your bonus you'll take home after federal, state, and FICA taxes. Compare flat-rate (22%) vs. aggregate withholding methods.

Calculate your bonus take-home

Pay Period Converter

Enter your pay amount and current frequency to instantly see what you earn per week, biweekly, semimonthly, monthly, quarterly, and annually.

Convert my pay

HSA Contribution Calculator

Estimate your HSA tax savings and per-paycheck deduction with 2026 IRS limits.

Calculate your HSA tax savings

Employee vs Contractor Calculator

Compare W-2 and 1099 take-home pay side by side. See the self-employment tax difference, benefits gap, and break-even contractor rate for your state.

Compare W-2 vs 1099

FICA Tax Calculator 2026

Calculate your Social Security, Medicare, and Additional Medicare taxes per paycheck and per year.

Calculate your FICA taxes

Employer Payroll Cost Calculator 2026

Calculate the true cost of hiring an employee: employer Social Security, Medicare, FUTA, SUTA taxes, and total burden rate beyond salary.

Calculate your employer payroll costs

Federal Tax Bracket Calculator 2026

Find your 2026 federal tax bracket, total tax owed, and effective rate with a bracket-by-bracket breakdown.

Find your tax bracket

Marginal vs Effective Tax Rate Calculator 2026

See the difference between your marginal and effective federal tax rates. Bracket-by-bracket breakdown showing how each dollar is taxed.

Compare your tax rates

W-4 Withholding Estimator 2026

Estimate your 2026 federal tax withholding, compare it to your actual tax liability, and see if you're headed for a refund or balance due with W-4 tips.

Estimate your withholding

Self-Employment Tax Calculator

Calculate 2026 self-employment tax, federal and state income tax, and quarterly estimated payments for freelance or 1099 income.

Calculate your SE tax

Commission Tax Calculator

Calculate how much of your sales commission you'll take home after federal (22% supplemental), state, and FICA taxes. Compare flat-rate and aggregate withholding methods in all 50 states.

Calculate commission take-home

Roth vs Traditional 401(k) Calculator

Compare Roth and Traditional 401(k) contributions side by side. See take-home pay per paycheck, retirement balance, after-tax income, and break-even tax rate.

Compare Roth vs Traditional

Gross-Up Calculator

Calculate the gross pay required to deliver an exact net take-home amount after federal, state, and FICA taxes. Supports the 22% supplemental method and state supplemental rates for all 50 states in 2026.

Gross-up a net amount

Severance Pay Tax Calculator

Estimate take-home pay from severance after federal supplemental, state, Social Security, and Medicare withholding. Compare lump sum vs salary continuation.

Calculate severance take-home

IRA Contribution Calculator

Find your 2026 IRA contribution limit, Traditional deductibility, Roth eligibility, and the tax savings of each option.

Compare Traditional vs Roth

Need More Than a Quick Calculation?

The full app tracks your full paycheck all year — overtime, bonuses, deductions, and 50-state taxes built in.

All 50 states 2026 tax brackets Overtime & bonuses Free to download