Tipped Minimum Wage by State

Look up the tipped minimum wage, tip credit, and employer obligations for any US state. Pick a second state if you want a side-by-side comparison.

Tipped Minimum Wage
$2.13/hr
employer cash wage
Federal Baseline
This state requires the full minimum wage regardless of tips — no tip credit allowed.
State Minimum Wage $7.25/hr
Tip Credit Amount $5.12/hr
Tip Credit Allowed? Yes
vs. Federal Tipped Wage +$0.00
vs. Federal Min Wage +$0.00
Tipped Overtime Rate $5.76/hr
Base Pay Projections
Daily (8-hr shift) $17.04
Weekly (40 hrs) $85.20
Annual (2,080 hrs) $4,430.40

Track Every Tip, Know Your Real Earnings

Server44 logs your tips each shift and calculates your effective hourly wage over time.

How Tipped Minimum Wage Works

Under the federal Fair Labor Standards Act, employers can pay tipped employees a cash wage as low as $2.13 per hour, as long as the employee's tips bring total hourly pay up to at least $7.25 (the federal minimum wage). The gap between the cash wage and the minimum wage is the tip credit. When tips fall short in any workweek, the employer has to cover the difference.

States can set their own rules, but only more generous ones. They can't go below the federal floor. In practice, this leaves us with three different approaches across the country.

Three categories of state tipped wage laws

  1. No Tip Credit (7 states) - Alaska, California, Minnesota, Montana, Nevada, Oregon, and Washington require employers to pay tipped workers the full state minimum wage. Tips go entirely on top of that base pay.
  2. Federal Baseline (15 states) - These states follow the federal tipped minimum of $2.13/hr with a $5.12 tip credit. Several of them (Alabama, Louisiana, Mississippi, South Carolina, Tennessee) don't have a state minimum wage law at all, so the FLSA rate kicks in by default.
  3. State-Set Tip Credit (28 states + DC) - These states set their own tipped wage somewhere between the federal floor and the full state minimum wage. Common formulas: 50% of the state minimum (Maine, Missouri, Vermont), 60% (Illinois), or a fixed dollar amount.

Rules tipped workers should know

  • The 80/20 rule: If you spend more than 20% of your shift on non-tipped duties (cleaning, rolling silverware), your employer owes you the full minimum wage for that time.
  • Tip pooling: Employers can require tip pooling among customarily tipped employees, but managers and supervisors can't be part of it. Running an illegal tip pool means the employer loses the tip credit.
  • Service charges vs. tips: Automatic gratuities and service charges count as wages, not tips. Your employer decides how they get distributed.
  • Record-keeping: You need to report tips over $30 per month to your employer for tax purposes.
  • Overtime for tipped employees: Overtime pay is (regular minimum wage x 1.5) minus the tip credit. At the federal level, that comes out to $5.76/hr for overtime hours.

Tipped minimum wage by state: 2026 reference table

All 50 states and DC, sorted from highest to lowest tipped minimum wage. Rates are effective January 1, 2026, unless noted. Color coding: green = no tip credit, blue = state-set, yellow = federal baseline.

StateMin WageTipped WageTip CreditCategory
Washington$16.66$16.66$0.00No Tip Credit
California$16.50$16.50$0.00No Tip Credit
Oregon$14.70$14.70$0.00No Tip Credit
Hawaii$16.00$14.75$1.25State-Set
Alaska$13.00$13.00$0.00No Tip Credit
Arizona$15.15$12.15$3.00State-Set
Colorado$15.16$12.14$3.02State-Set
Nevada$12.00$12.00$0.00No Tip Credit
Minnesota$11.13$11.13$0.00No Tip Credit
New York$16.50$11.00$5.50State-Set
Florida$14.00$10.98$3.02State-Set
Montana$10.55$10.55$0.00No Tip Credit
D.C.$17.95$10.00$7.95State-Set
Illinois$15.00$9.00$6.00State-Set
Maine$15.10$7.55$7.55State-Set
Missouri$15.00$7.50$7.50State-Set
Vermont$14.42$7.21$7.21State-Set
Massachusetts$15.00$6.75$8.25State-Set
Connecticut$16.35$6.38$9.97State-Set
South Dakota$11.85$5.93$5.92State-Set
New Jersey$15.49$5.62$9.87State-Set
Michigan$13.73$5.49$8.24State-Set
Ohio$10.70$5.35$5.35State-Set
North Dakota$7.25$4.86$2.39State-Set
Iowa$7.25$4.35$2.90State-Set
Rhode Island$15.00$3.89$11.11State-Set
Maryland$15.00$3.63$11.37State-Set
Idaho$7.25$3.35$3.90State-Set
New Hampshire$7.25$3.27$3.98State-Set
New Mexico$12.00$3.00$9.00State-Set
Pennsylvania$7.25$2.83$4.42State-Set
Arkansas$11.00$2.63$8.37State-Set
West Virginia$8.75$2.62$6.13State-Set
Wisconsin$7.25$2.33$4.92State-Set
Delaware$15.00$2.23$12.77State-Set
Alabama$7.25$2.13$5.12Federal
Georgia$7.25$2.13$5.12Federal
Indiana$7.25$2.13$5.12Federal
Kansas$7.25$2.13$5.12Federal
Kentucky$7.25$2.13$5.12Federal
Louisiana$7.25$2.13$5.12Federal
Mississippi$7.25$2.13$5.12Federal
Nebraska$15.00$2.13$12.87State-Set
North Carolina$7.25$2.13$5.12Federal
Oklahoma$7.25$2.13$5.12Federal
South Carolina$7.25$2.13$5.12Federal
Tennessee$7.25$2.13$5.12Federal
Texas$7.25$2.13$5.12Federal
Utah$7.25$2.13$5.12Federal
Virginia$12.41$2.13$10.28State-Set
Wyoming$7.25$2.13$5.12Federal

These are statewide minimums. Some cities set higher rates (Seattle WA at $20.76, New York City, Portland OR metro area, among others). Check with your state labor department to confirm your local rate.

Want a personalized earnings estimate? Try our Server Hourly Wage Calculator or Annual Tip Income Estimator.

Frequently Asked Questions

Common questions about tipped minimum wage and tip credit laws

What is the federal tipped minimum wage in 2026?

It's $2.13 per hour, and it hasn't changed since 1991. Employers can claim a tip credit of up to $5.12 per hour under the FLSA, but the employee's tips have to bring total hourly pay to at least $7.25 (the federal minimum wage).

Which states do not allow a tip credit?

Seven states ban tip credits completely: Alaska, California, Minnesota, Montana, Nevada, Oregon, and Washington. Employers in those states pay tipped workers the full state minimum wage no matter how much the employee makes in tips.

What happens if my tips do not bring me to minimum wage?

Your employer has to make up the difference. If your cash wage plus tips don't reach the applicable minimum wage in any workweek, the employer owes you a "shortfall payment." It's calculated on a workweek-by-workweek basis.

What is a tip credit and how does it work?

A tip credit lets an employer count part of your tips toward meeting the minimum wage. It's the gap between the regular minimum wage and the tipped minimum wage. So if the state minimum is $15.00 and the tipped wage is $7.50, the employer is taking a $7.50 tip credit.

Who qualifies as a "tipped employee" under federal law?

The FLSA defines a tipped employee as anyone who regularly receives more than $30 per month in tips. Some states set different thresholds, like Massachusetts at $20/month.

Can my employer require me to share tips (tip pooling)?

Yes, employers can require tip pooling among customarily tipped employees (servers, bartenders, bussers). Managers and supervisors can't participate, though. If the employer runs an illegal tip pool, they lose the right to claim the tip credit.

What is the 80/20 rule for tipped employees?

If you spend more than 20% of your workweek on non-tipped duties (side work like cleaning or rolling silverware), DOL guidelines say the employer has to pay you the full minimum wage for that time. Some courts also apply a 30-minute continuous rule.

How is overtime calculated for tipped employees?

The formula is: (regular minimum wage x 1.5) minus tip credit. At the federal level, that works out to ($7.25 x 1.5) - $5.12 = $5.76/hr for any hours over 40 in a week.