Free Paycheck Calculator for All 50 States
See your exact take-home pay after federal and state taxes. Works for hourly wages and annual salaries. Updated for 2026 tax brackets.
Free download•No account required•Works offline
Calculate Your Net Income in 3 Taps
Enter your gross pay, select your state, and see how much you'll actually take home. Includes federal taxes, state taxes, and all deductions.
Easy Income Entry
Detailed Tax Breakdown
Manage Deductions
Clear ResultsThe Most Accurate Take-Home Pay Calculator
Built for accuracy and trusted by 500,000+ workers. Calculate your net income for any scenario.
Accurate to the Penny
Calculate your net income with precision. See results update instantly as you enter your hourly wage or annual salary.
Federal & State Taxes
Covers federal income tax, Social Security, Medicare, and state taxes for all 50 states plus DC. Updated for 2026.
Overtime & Bonus Pay
Add overtime hours at 1.5x, 2x, or custom rates. See how extra shifts and bonuses affect your take-home pay.
Pre-Tax Deductions
Model 401(k), HSA, FSA, and health insurance deductions. See exactly how each reduces your taxable income.
Weekly to Annual
Switch between weekly, biweekly, semimonthly, monthly, or annual pay periods to match your employer.
100% Offline & Private
All calculations happen on your device. No account, no tracking. Your salary information stays private.
Monthly Budget Planner
Combine multiple paychecks with custom income and expenses. See visual breakdowns with waterfall charts and spending allocation.
Compare Job Offers
Side-by-side comparison of saved calculations. Compare hourly vs salary positions with normalized yearly net income.
Simulate Scenarios
Preview the impact of salary changes before committing. See deltas for gross pay, taxes, and net income instantly.
Trusted by 500,000+ Workers Nationwide
See why people trust Paycheck Calculator US for their financial planning.
"I love the simplicity and barebones productivity of this app! It has one assignment and does it exceedingly well. I use it to quickly and accurately predict my paychecks based on hours worked, including overtime. Outstanding for financial planning!"
"Very accurate! When I first used the app and put in my info, it was so close to what I was actually paid! Almost down to the last penny! The app is very easy to use, has a simple UI. I also love how it takes local and state taxes into account."
"I've been using this app for years and it's never let me down. I suggest this app to everyone looking to get an estimate of your paycheck. Since I've been using it, it's only been maybe five dollars off. All in all, great app."
"I love this! It's a simple calculator, doesn't ask to link your bank account. You can enter numbers from your last pay stub, then change hours to see gross/net. It's accurate, reliable, doesn't glitch. I've been using it for 6 months... love it!"
"My friend does taxes and recommended this to determine what my checks might look like. It honestly really helped. It's not 100% accurate but it's only ever off by coin amount, and if more, the most I've noticed is about $50."
"Been using the same app for years, it's pretty much moved in as an essential. Takes care of all the taxes and shows your gross vs actual paycheck. Not much else to say lol just works and has never had any issues."
Frequently Asked Questions
Does this paycheck calculator work for hourly and salaried workers?
Yes. Switch between Hourly and Salary modes instantly. Calculate your take-home pay whether you're paid by the hour or earn an annual salary.
What pay frequencies does the calculator support?
Choose from Weekly, Biweekly, Semimonthly, Monthly, Quarterly, Semiannual, or Yearly schedules to match how your employer pays you.
How accurate is this paycheck calculator?
The calculator uses current federal tax brackets, Social Security and Medicare thresholds, and all 50 state tax tables so your net income estimate stays accurate.
Can I calculate how 401(k) and HSA affect my paycheck?
Yes. Add unlimited pre-tax and post-tax deductions including 401(k), HSA, FSA, and insurance to see exactly how each affects your take-home pay.
How do I calculate overtime pay and taxes?
Add overtime entries with 1.5x, 2x, or custom multipliers. The calculator shows how overtime increases your gross pay and the taxes withheld.
Does the calculator include bonuses, tips, and commissions?
Yes. Track supplemental income alongside regular wages and mark items as taxable or non-taxable for accurate withholding calculations.
Will my paycheck calculations be saved?
Your inputs auto-save locally after one second of inactivity, so the app reopens with every deduction and overtime entry intact.
Is my salary information private?
All data stays on your device. No account, no tracking, and the calculator works entirely offline for maximum privacy.
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Overtime and Bonus Tax Methods
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Paycheck 101: Gross vs. Net
Understand every deduction and how they reduce your take-home pay.
Try the Free Paycheck Calculator
The #1 rated paycheck calculator on iOS and Android. Free download, no account required, works completely offline.