Know Your Take‑Home Pay Before Payday
Calculate your exact paycheck in seconds. Accurate federal and state taxes for all 50 US states, overtime, deductions, and 8 pay frequencies.
Free download•No account required•Works offline
Powerful Yet Simple
From hourly wages to complex salary scenarios with multiple deductions—get accurate results instantly.
Easy Income Entry
Detailed Tax Breakdown
Manage Deductions
Clear ResultsEverything You Need to Know Your Pay
Built for accuracy and ease of use. Calculate take-home pay for any scenario.
Accurate Calculations
Real‑time net income with decimal precision. Instant updates as you type for immediate feedback.
All 50 States + DC
Federal and state taxes for every US jurisdiction, updated for 2025 rates and brackets.
Overtime Support
Multiple overtime rates (1.5x, 2x, custom) with unlimited entries for complex schedules.
Full Deductions
Pre‑tax and post‑tax deductions including 401(k), HSA, FSA, health insurance, and more.
8 Pay Frequencies
Daily, weekly, biweekly, semimonthly, monthly, quarterly, semiannual, and yearly.
Privacy First
Your data stays on your device. No account required, no tracking, works completely offline.
Loved by 500k+ Users
See why people trust Paycheck Calculator for their financial planning.
"I love the simplicity and barebones productivity of this app! It has one assignment and does it exceedingly well. I use it to quickly and accurately predict my paychecks based on hours worked, including overtime. Outstanding for financial planning!"
"Very accurate! When I first used the app and put in my info, it was so close to what I was actually paid! Almost down to the last penny! The app is very easy to use, has a simple UI. I also love how it takes local and state taxes into account."
"I've been using this app for years and it's never let me down. I suggest this app to everyone looking to get an estimate of your paycheck. Since I've been using it, it's only been maybe five dollars off. All in all, great app."
"I love this! It's a simple calculator, doesn't ask to link your bank account. You can enter numbers from your last pay stub, then change hours to see gross/net. It's accurate, reliable, doesn't glitch. I've been using it for 6 months... love it!"
"My friend does taxes and recommended this to determine what my checks might look like. It honestly really helped. It's not 100% accurate but it's only ever off by coin amount, and if more, the most I've noticed is about $50."
"Been using the same app for years, it's pretty much moved in as an essential. Takes care of all the taxes and shows your gross vs actual paycheck. Not much else to say lol just works and has never had any issues."
Frequently Asked Questions
Does it work for hourly and salaried pay?
Yes. Switch between Hourly and Salary modes instantly so every paycheck scenario matches the way you get paid.
Which pay frequencies can I choose?
Pick Daily, Weekly, Biweekly, Semimonthly, Monthly, Quarterly, Semiannual, or Yearly schedules to mirror your employer.
How accurate are the tax estimates?
The app keeps federal brackets, Social Security and Medicare thresholds, and all 50 state tax tables current so results stay in sync with payroll.
Can I model deductions?
Add unlimited pre‑tax and post‑tax deductions: 401(k), HSA, FSA, insurance, garnishments, and custom items to see impact on take-home pay.
How do overtime rates work?
Create multiple overtime entries with built-in 1.5x, 2x, or custom multipliers so weekend shifts and holidays calculate correctly.
Does it support bonuses and tips?
Yes. Track supplemental income alongside regular wages and mark items as taxable or non-taxable for precise withholding.
Will my data be saved?
Your inputs auto-save locally after one second of inactivity, so the app reopens with every deduction and overtime entry intact.
Is my information private?
All data stays on your device. No account, no tracking, and the calculator works entirely offline for maximum privacy.
Guides & Deep Dives
Master withholding, overtime, and every part of your paycheck.
How to Fill Out the 2025 W-4
Step-by-step through the latest form with real examples so your withholding stays accurate.
How 401(k) Changes Net Pay
See how traditional and Roth 401(k) deposits shift taxable wages and what to adjust.
Overtime and Bonus Tax Methods
Compare flat-rate versus aggregate withholding on supplemental pay.
Paycheck 101: Gross vs. Net
Understand every deduction and how they reduce your take-home pay.
Calculate Your Take‑Home Pay Now
Free download. No account required. Works offline. Available on iOS and Android.